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We are the best-of-the-best in the mortgage lending
business. We have hired the most proficient people. We
have selected the very best investors and business
partners. We offer superior loan programs. We work with
the best builders and real estate professionals. We
exploit technology to our borrowers' advantage. We also
attract the world's greatest customers -- people such as
yourself -- and we keep them for life!
Every member of our team of professionals shares a deep
passion for helping others and a solid commitment to customer
satisfaction. We take great pride in educating our customers,
so that they are able to make informed decisions. We are
driven by the notion that we have the ability to change people’s
lives for the better. Most importantly, we absolutely love our
chosen careers … and it really shows!
The Specialty Lending Division focuses
on four specific categories:
-
home loans, construction loans, land loans, and lines
of credit for borrowers with good
credit but with unique needs ... such
as loans to $10 million, unlimited cash-out loans to $4
million, or "No Doc." home loans to $5
million.
-
home loans for borrowers with limited credit or bruised
credit ... to $3
million.
-
loans for one to
four unit residential investment properties (owner occupied or
non-owner-occupied).
-
loans for
apartment buildings, places of worship, or various commercial
properties to $300 million.
(Maximum loan limits indicated. Our average loan
size is usually a modest fraction of the loan amounts
indicated.)
We work
exceptionally hard for every one of our valued customers --
regardless of loan size or credit score -- and we endeavor to
satisfy their every need. As a convenience to our customers,
our dedicated team is on duty between the hours of 9AM and 9PM daily
-- and by appointment on weekends and holidays.
We accommodate your schedule, rather than force you to
comply with ours. We prefer that you call us at your
convenience, rather than the other way 'round.
* Our $399 flat-rate
lender fee applies only to full doc. rate-and-term refinance of
owner-occupied single-family conforming residential properties.
The minimum qualifying loan amount is $150,000. Subject to
traditional credit and underwriting approval — not all applicants
will qualify. The loan is secured by a lien against your property,
and is subject to prevailing interest rates, terms, and
conditions. Other restrictions may apply. Our flat-rate
lender fee covers: tri-merge credit report, appraisal fee,
processing fee, notary fees, recording fee, escrow / impound fee,
and lender title policy. Borrowers are responsible for any
State and County Taxes (MRT, recording fees, etc.), owner’s title
policy, private mortgage insurance (only when applicable),
underwriting fee, interim interest, flood certification, other
scheduled title company fees, any outstanding property taxes, any
outstanding liens, certifications and inspections, interest rate
lock-in fees or lock extensions, and pre-paid escrow impounds
(association fees, hazard insurance, and property taxes).
Borrowers may chose from any amortization period between 10 and 30
years to closely approximate their remaining mortgage
term. For example, a
$200,000 fixed-rate loan amount with a $399 flat-rate lender fee
financed at 6.144% APR over a 30 year term will result in 360
monthly payments of $1215.24 (P&I only). Your exact rate
and term may vary. These terms are consistent in every
respect with the unnamed high-profile Internet lender, and we will
show you much you might save long-term by paying normal closing
costs (much of which may be tax-deductible).
Call us at (763) 398-5565
today!
Terms Of Use
This website has been established by Scott Secor
specifically for the Specialty Lending Division of Accredited
Mortgage. By accessing and using this website, you signify
your assent to these terms of use. If you do not agree to these
terms of use, please do not use this website.
Disclaimer
This
website has been carefully prepared by for the dissemination
of generalized lending and credit information, and is provided on
an "AS-IS" basis. Final
loan approvals require that borrowers meet
established credit guidelines and specific underwriting
criteria. Interest
rates are dependent upon prevailing securities market
conditions and the addition of layered risk elements. A.P.R. will vary according
to loan size and other factors. Terms and conditions are
subject to change without notice whenever there is an adverse
change in borrower credit or income, or with daily fluctuations in
security market conditions.
Other restrictions may apply. Lending policies are
tendered pursuant to Minnesota Statutes Section 47.206 or
applicable lending statues in the other States that Accredited
Mortgage of Minnesota serves.
The
information contained within or referenced by this website, and
all ancillary materials should never be construed as, nor should
it replace professional advice. You are encouraged to
consult
your legal, financial, real estate, and tax specialists for
professional advice specific to your particular situation. Although offered in the
spirit of consumer education, all content and ancillary
materials available from this website are provided
without a warranty of any kind; whether express, implied, or
statutory.
Accredited Mortgage of Minnesota is a member of NAMB,
MAMBI, BBB, and area Chambers of
Commerce
Website
content and ancillary materials made available through
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