Need to find other information on the web? Here are just a few of the places you can go for help:

American Collectors Association, Inc. (http://www.collector.com) - The ACA is an international trade organization of credit and collection professionals. This site is a resource guide built to educate consumers, business professionals, and the media about the credit and collection industry.

Associated Credit Bureaus, Inc. (http://www.acb-credit.com) - The ACB is an international trade association that represents consumer information companies that provide fraud prevention and risk management products, credit and mortgage reports, tenant and employment screening services, check fraud and verification services and collection services. It also provides educational materials for consumers regarding their credit rights and how consumer credit reporting agencies can better serve their needs.

Call For Action Inc. (http://www.callforaction.org) - The CFA is an international, non-profit network of consumer hotlines. Volunteer professionals in offices around the world are trained to assist consumers through mediation and education in order to resolve problems with businesses, government agencies and other organizations. Services are free and confidential.

Credit Counseling Centers, Inc. (http://www.DebtHelpNow.org) - The CCC is a non-profit agency that provides free counseling and low-cost debt management programs to people experiencing financial difficulties. The Education Department at CCC provides up to date, researched information on credit and money matters.

Credit Research Center (http://www.msb.edu/prog/crc) - The CRC conducts research programs to help frame public policy discussions on regulatory issues affecting markets for consumer credit and retail financial services.

Federal Trade Commission (http://www.ftc.gov) - The FTC enforces a variety of federal consumer protection laws. In addition to carrying out its statutory enforcement responsibilities, the Commission advances the policies underlying Congressional mandate through cost-effective non-enforcement activities, such as consumer education.

Jump$tart Coalition for Personal Financial Literacy (http://www.jumpstartcoalition.org) - Jump$tart's direct objective is to encourage curriculum enrichment to insure that basic financial management skills are attained during the K-12 educational experience.

National Foundation for Credit Counseling (http://www.nfcc.org) - The NFCC is a national nonprofit network of 1,450 Neighborhood Financial Care Centers designed to provide assistance to people dealing with stressful financial situations.

Wisconsin Department of Agriculture, Trade and Consumer Protection (http://www.datcp.state.wi.us) - The Bureau of Consumer Protection provides Online Resources and Consumer Protection Fact Sheets.

Wisconsin Department of Financial Institutions (http://www.wdfi.org) - The Department of Financial Institutions is dedicated to protecting Wisconsin citizens through financial regulation and education.