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	Attorneys General
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Filing Complaints

Exercise Your Rights

You may contact the AG in your home state to file a complaint against creditors and bill collectors who violate State consumer credit and consumer protection statutes.

You may also register your complaint against creditors or bill collectors who violate Federal consumer credit and billing laws. Research/File a Federal complaint here ... then see them in Court.

If you feel that you have a legitimate case against a collection attorney who has violated your rights under FACTA, FCRA, FCBA, FDCPA and various State consumer credit protection statutes, you may contact the appropriate State & Local Bar Assn. You may also recommend that the collection attorney be reprimanded or disbarred for seriously deceptive or illegal collection practices. The American Bar Association frowns on such conduct and offers links to various State & Local Bar Assn. websites.

If you feel that you have a legitimate case against a creditor or bill collector, you may exercise your rights under FACTA/FCRA, FCBA, FDCPA and various State consumer credit protection statutes by contacting the Office of the Attorney General (AG) in your home state. Links to their various websites are indicated below.

Links to various AG complaint forms (for registering complaints against creditors and debt collectors) are indicated as "forms" after each State AG website link. Some forms are on-line, while others may require you to reply by FAX or snail mail. You may also ask your Attorney General for an application to have a credit freeze placed on your credit. You may be referred to another State agency. I never promised that I could make any of this a simple process!

Alabama - forms

Alaska - forms

Arizona - forms

Arkansas - forms

California - forms

Colorado - forms

Connecticut - forms

Delaware - forms

Florida - forms

Illinois - forms

Indiana - forms

Iowa - forms

Kansas - forms

Kentucky - forms

South Carolina - forms

Wisconsin - forms
Wyoming - forms

Register your complaints against creditors or bill collectors who violate either State or Federal consumer credit and billing laws ... then see them in Court.

Please keep in mind that the Founding Fathers resolved to limit the jurisdiction of the Federal courts. Federal courts are important because of their prestige and the caliber of the federal judiciary. Federal courts have jurisdiction to hear only certain types of matters pursuant to federal statutes and the U.S. constitution. For example, Federal courts may hear cases where the matter in controversy exceeds $75,000. Federal courts also have jurisdiction over disputes between citizens of two different States or between foreign nationals and U.S. citizens.

Federal jurisdiction is also granted by a number of statutes (including FACTA/FCRA, FCBA, and FDCPA). The Federal courts have exclusive jurisdiction over the patent, copyright and bankruptcy laws, as well as other areas of "concurrent jurisdiction" such as the trademark and antitrust laws where actions may be brought in either Federal or State courts. The Federal courts also have jurisdiction over civil rights laws and Constitutional actions.